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Health Insurance Secrets The Pros Don't Want You To Know




Many people think that you don't need health insurance if you don't plan on being sick. They think they will get it when they need it. But it doesn't work that way. This article can help you truly discover why health insurance is so important to your family and loved ones.

If you do not currently have health insurance for yourself or any member of your family, you may want to check with your local or state human services office. They may be able to provide you with access to low cost insurance or medical care in the event your are sick or injured.

If you are a college student, check if your university offers a health insurance plan. University health insurance plans can be a great option if a student is no longer listed as a "dependent" under their parents' plan. Students who are still listed as "dependent" under their parents should check to make sure they are not automatically charged for a university health plan. Doing research into these plans can help you save money on health insurance.

Review your plan and your health needs on an annual basis and determine if any adjustments need to be made. It may be time to look for a new provider or change the particular deductible plan you are signed up for. Our needs can change frequently, so make sure your coverage is right for your particular needs.

Make sure your health insurance is not being "grandfathered" in. Some companies do not have to provide the new changes required by law, because they have been in business for a very long time, or they know someone higher up. If your policy is one of these, start looking for a new company.

Prioritize your concerns. Do you want to stick with a certain doctor or health care facility? Do you want the lowest premiums? Do you have specific health requirements that need to be addressed? Once you make a list of your priorities, you will be able to narrow down the number of health insurance companies that are suitable for your needs.

Do not lie about anything when taking out a health insurance policy. It might be tempting to omit certain details. Resist the urge and be completely honest. A little white lie can make your entire policy useless. You do not want to find yourself stuck with the bill if you happen to get hospitalized and caught in a lie.

Now you know some of the things that you can do to remain healthy and live a long and fruitful life. Take some time to share your newly found knowledge with family and friends, so that all of your loved ones can pursue a healthy lifestyle and enjoy the longevity that follows.

Urgent care's impact during the pandemic and the future of on-demand care


A physician urgent care expert discusses the changing role of this type of care and how health IT plays an important part.



By



Bill Siwicki



August 16, 2021



11:54 AM



Dr. David Stern, CEO of urgent care software company Experity and vice president of the Coalition for Urgent Care Access.



Photo: Experity



In 2020 alone, urgent care clinics saw a 58% increase in visit volumes due to the demand for COVID-19-related episodic care, with testing and vaccinations accounting for more than 60% of total visits, according to the latest research from urgent care software company Experity, which surveyed half of U.S. clinics.



Of the 28 million patients who visited these clinics in 2020, almost half were new visitors. How can urgent care clinics retain these patients beyond the pandemic? How can they shift the perception of urgent care from an option for minor, episodic issues, and as an emergency room replacement, to what is now an expanding, one-stop-shop for on-demand care, such as primary care services?



Dr. David Stern is uniquely qualified to answer this and other urgent care questions. He is a practicing urgent care physician, CEO of Experity and vice president of the Coalition for Urgent Care Access. Healthcare IT News interviewed him to get his expert analysis on the state of urgent care, and where IT can help.



Q. Your research found urgent care clinics saw a 58% increase in visit volumes due to the demand for COVID-19-related, episodic care in 2020. How can urgent care clinics retain these new patients and shift the perception of urgent care to a one-stop-shop for on-demand care?



A. During the pandemic, the U.S. urgent care industry demonstrated its unmatched ability to adapt to unprecedented, rapid industry changes, and the market's collective response further cemented urgent care's importance as a key player in the country's care continuum.

https://www.healthcareitnews.com/news/urgent-cares-impact-during-pandemic-and-future-demand-care




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